Protection engineered around how your business actually runs.
From contractors and restaurants to professional services and manufacturers — independent business insurance advice for British Columbia.
A brokerage that speaks your industry.
We build programs around your operations — not the other way around. Every commercial file is reviewed by a licensed broker.
Commercial Property
Protection for the buildings, equipment, inventory, and improvements you rely on to run your business.
Learn moreCommercial General Liability
Third-party bodily injury, property damage, and personal injury protection for your day-to-day operations.
Learn moreBusiness Owner's Package (BOP)
Bundled commercial property + liability coverage designed for small and mid-sized businesses.
Learn moreProfessional Liability / E&O
Protection when a client alleges negligence, error or omission in the professional services you provide.
Learn moreCyber Liability
Response, restoration and liability coverage for privacy breaches, ransomware, and cyber incidents.
Learn moreDirectors & Officers
Protection for the personal assets of directors and officers against claims arising from their governance decisions.
Learn moreContractors
Comprehensive protection for trades and construction businesses — from small residential contractors to commercial builders.
Learn moreRestaurants & Hospitality
Specialized packages for restaurants, cafés, bars, and hospitality operations.
Learn moreRetail
Coverage for brick-and-mortar retailers, e-commerce operators, and hybrid retail businesses.
Learn moreManufacturing
Program-driven coverage for manufacturers — property, equipment, product liability, and business interruption.
Learn moreCommercial Umbrella / Excess
Additional limits sitting above your primary liability policies for higher-exposure operations and contract requirements.
Learn moreBuilder's Risk / Course of Construction
Project-specific coverage for new construction, renovations and major installations.
Learn moreEquipment Breakdown
Coverage for the sudden and accidental breakdown of critical mechanical, electrical, and pressure equipment.
Learn moreBusiness Interruption
Replaces lost income and covers ongoing expenses when a covered loss forces you to suspend operations.
Learn more